For MGAs and program administrators

Every submission, ready to quote.

SubmitReady reads every broker submission, checks it against your required documents and appetite, and drafts the follow-up for whatever is missing. Your underwriters only touch files they can quote.

Starting with contractors general liability. No credit card to try.

Submission worklistsample data

Apex Roofing & Restoration

SR-1003 - Coastal Wholesale

Appetite review

Summit Electrical Contractors

SR-1002 - Keystone Risk

Needs info

Ridgeline Remodeling

SR-1001 - Gulfline Insurance

Ready to quote

Draft to Marcus Bell (needs your approval)

Before we can quote, we need: 1. Annual payroll 2. Loss runs valued within the last 90 days 3. Loss runs covering 5 years 4. Clarification of gross receipts 5. Signed supplemental...

The problem

Underwriters spend their day opening attachments, finding what is missing and writing the same emails to brokers. Incomplete submissions sit in inboxes while the broker shops the risk elsewhere.

The cost

Every incomplete file is touched two or three times before anyone can price it. That is underwriting capacity spent on admin, not on risks.

The fix

Check every submission the moment it lands, ask the broker for everything missing in one message, and send underwriters only complete, in-appetite files.

How it works

1

Forward or upload

Brokers keep emailing you. Forward submissions to your SubmitReady address, or drop the files in. ACORD 125 and 126, supplementals, loss runs, scanned or digital.

2

Read and checked in minutes

AI pulls out the applicant, operations, exposures and loss history. Your own rules then check required documents, consistency and appetite.

3

The broker chase writes itself

Missing loss runs, an unsigned supplemental, receipts that don't match: SubmitReady drafts one clear request to the broker. You approve and send.

4

Underwriters see clean files only

Ready-to-quote submissions arrive with structured data and an audit trail. Out-of-appetite risks are flagged with the reasons, for a human decision.

Your rules, applied the same way every time

Start from our contractors GL rules and set your own limits: states, receipts, height, excluded operations and class codes, loss thresholds. Change a rule and every open submission is re-checked.

  • ✓Required documents present (ACORD 125, 126, supplemental, loss runs)
  • ✓Loss runs current and covering five years
  • ✓Gross receipts consistent across forms
  • ✓Applications signed and recently dated
  • ✓Subcontractor controls: COIs and written contracts
  • ✓Appetite: states, height, roofing, demolition, new residential, losses

Simple, public pricing

No setup fee, no implementation project, no annual lock-in. Start free, then pay monthly, or save about 17% billed annually.

Free trial

$0 14 days on your own submissions

  • ✓25 submissions
  • ✓Sample packages
  • ✓All checks and broker drafts
  • ✓No credit card
Start free trial

Starter

$399 per month, or $333/mo billed annually

  • ✓100 submissions a month
  • ✓3 users
  • ✓Upload and submission inbox
  • ✓Broker drafts with approval
  • ✓Audit trail and exports
Start free, upgrade anytime

Growth

$899 per month, or $749/mo billed annually

  • ✓400 submissions a month
  • ✓10 users
  • ✓Everything in Starter
  • ✓Send from your own email domain
  • ✓Rules tuned with our team
Start free, upgrade anytime

Program

$1,799 per month, or $1,499/mo billed annually

  • ✓1,500 submissions a month
  • ✓50 users
  • ✓Everything in Growth
  • ✓Multiple programs and lines
  • ✓Priority support
Start free, upgrade anytime

Need more than 1,500 submissions a month or a custom line of business? Talk to us.

Questions

Does the AI decide whether we quote?

No. AI only reads and extracts. Every judgement is a plain rule you can see and change, and appetite issues are flagged for an underwriter, never auto-declined.

Does anything get sent to brokers automatically?

No. SubmitReady drafts the request; a person on your team edits and approves it before it goes out. Every action is logged.

Which lines do you support?

We start with contractors general liability for E&S programs and binding-authority MGAs, with ready-made rules for that line. Other lines are configured with our team.

How long does setup take?

Minutes to try: sign up and run the sample submissions. For your own submissions, upload them or forward your submissions inbox; we help tune the rules to your guidelines in the first week.

Why is it cheaper than other AI intake tools?

Most submission-intake platforms sell through demos and implementation projects with custom quotes. SubmitReady is self-serve, starts with one line done well, and has public monthly prices with no setup fee.

Where is our data kept?

Each customer's submissions are isolated, access is per user, and every view and change is recorded in the audit trail. We do not use your submissions to train models.

See it on three sample submissions in two minutes

Create an account, load the samples, and watch one come back ready, one need info, and one get flagged for appetite.